Thank you for visiting our site. Unfortunately, the ELF Steering Committee and NCG staff  are not accepting loan applications for the Emergency Loan Fund at this time.      

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The Emergency Loan Fund (ELF) is a collaborative program of the members of Northern California Grantmakers, a regional association of grantmakers. It provides quick-turnaround, low-cost financial assistance to nonprofit organizations located in Alameda, Contra Costa, Marin, San Mateo, and San Francisco counties.

The ELF was started in 1973 in response to the unique cash flow needs of nonprofit organizations, especially nonprofits whose services are in jeopardy due to cash-flow problems created by delays in the contracting or payment schedules of public and private funding sources and the absence of a substantial cash reserve. The ELF makes short-term, low-interest loans (up to $50,000) and gives small grants (up to $5,000) for technical assistance that builds financial infrastructure. So far the ELF has provided 1,311 low-interest loans and 270 grants totaling over $31 million, a huge investment in the health of the Bay Area nonprofit community.

Find out what we can do for you.

THE EMERGENCY LOAN FUND TO DATE
1,311 loans and 270 grants made since 1973
$31,479,400 loaned to
Bay Area nonprofit organizations
CURRENT INTEREST RATE
3.00%